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Company pension scheme
Company pension scheme
Company pension scheme
Company pension scheme
On this page, you will find all the information about company pension schemes that will help you secure your financial future. First, you will learn how pension provision in Germany is based on the three-pillar model, which includes public-law compulsory systems, company pension schemes, and private pension options. This structure is crucial to ensure good financial security in old age.
Many people wonder why the state pension is not sufficient to maintain their accustomed standard of living in old age. We explain why the pay-as-you-go system is under pressure and why it is so important to take additional measures early to close the pension gap.
In addition, we show how inflation affects your purchasing power in old age and how you can design your pension provision to be protected against inflation through smart investments.
A central part of our information is the company pension scheme itself. We explain what company pension schemes are, the different forms they take, and how you can provide for your future through a direct insurance policy or other models. The financial and tax advantages of company pension schemes, including state subsidies and employer contributions, are described in detail so that you can fully understand the attractiveness of this pension option.
Of course, we also consider the disadvantages of company pension schemes and how you can maximize your returns by choosing net tariffs and cost-effective funds. Another important topic is how to take out a company pension scheme, what happens to your pension provision when you change jobs, and the options available to you at retirement age, including the decision between a lump sum payment and an annuity.
Want to know how large your pension gap is? Use the Pension Gap Calculator.
Let's go!
On this page, you will find all the information about company pension schemes that will help you secure your financial future. First, you will learn how pension provision in Germany is based on the three-pillar model, which includes public-law compulsory systems, company pension schemes, and private pension options. This structure is crucial to ensure good financial security in old age.
Many people wonder why the state pension is not sufficient to maintain their accustomed standard of living in old age. We explain why the pay-as-you-go system is under pressure and why it is so important to take additional measures early to close the pension gap.
In addition, we show how inflation affects your purchasing power in old age and how you can design your pension provision to be protected against inflation through smart investments.
A central part of our information is the company pension scheme itself. We explain what company pension schemes are, the different forms they take, and how you can provide for your future through a direct insurance policy or other models. The financial and tax advantages of company pension schemes, including state subsidies and employer contributions, are described in detail so that you can fully understand the attractiveness of this pension option.
Of course, we also consider the disadvantages of company pension schemes and how you can maximize your returns by choosing net tariffs and cost-effective funds. Another important topic is how to take out a company pension scheme, what happens to your pension provision when you change jobs, and the options available to you at retirement age, including the decision between a lump sum payment and an annuity.
Want to know how large your pension gap is? Use the Pension Gap Calculator.
Let's go!
For employees
Basics for retirement provision
The 3 Pillar Model of Old Age Provision
The 3 Pillar Model of Old Age Provision
Why the statutory pension is not enough
Why the statutory pension is not enough
What is the pension gap?
What is the pension gap?
Calculate pension gap
Calculate pension gap
How inflation affects your retirement
How inflation affects your retirement
Was ist ein ETF?
Was ist ein ETF?
Was ist das Altersvorsorgedepot?
Was ist das Altersvorsorgedepot?
Basics for company pension schemes
What is company pension scheme?
What is company pension scheme?
Benefits of company pension schemes
Benefits of company pension schemes
Disadvantages of company pension schemes
Disadvantages of company pension schemes
Wer ist bAV berechtigt?
Wer ist bAV berechtigt?
Employer contribution to company pension scheme
Employer contribution to company pension scheme
Investment in company pension schemes
Investment in company pension schemes
ETFs in der bAV
ETFs in der bAV
What is a direct insurance?
What is a direct insurance?
This is how you can take out occupational pension scheme insurance
This is how you can take out occupational pension scheme insurance
How much should I invest monthly in the occupational pension scheme (bAV)?
How much should I invest monthly in the occupational pension scheme (bAV)?
I am changing jobs: What happens to my company pension scheme (bAV)?
I am changing jobs: What happens to my company pension scheme (bAV)?
This is what happens with the company pension scheme upon retirement.
This is what happens with the company pension scheme upon retirement.
Is it worth having company pension scheme for me?
Is it worth having company pension scheme for me?
Steuern der betrieblichen Altersvorsorge
Steuern der bAV
Worauf du beim bAV-Vergleich achten solltest
Worauf du beim Vergleich achten musst
Kann man eine bAV kündigen?
Kann man eine bAV kündigen?
You should pay attention to this
Worauf es wirklich ankommt bei der bAV
Worauf es wirklich ankommt bei der bAV
Costs of company pension scheme
Costs of company pension scheme
Was sind die Effektivkosten?
Was sind die Effektivkosten?
How is the money you deposit invested
How is the money you deposit invested
Was ist die Nettopolice in der bAV?
Was ist die Nettopolice der bAV?
Flexibility of contributions & products
Flexibility of contributions & products
Transparency: Knowing the status of your retirement
Transparency: Knowing the status of your retirement
Comparison: Traditional occupational pension scheme vs. DYNO
Comparison: Traditional occupational pension scheme vs. DYNO
This is the translated text
This is the translated text
Was ist die Deckungskapitalübertragung (DKÜ)?
Deckungskapitalübertragung
For companies
Theory of company pension scheme
🔜 Advantages of company pension schemes
🔜 Benefits of occupational pension scheme
🔜 Disadvantages of company pension schemes
🔜 Disadvantages bAV
🔜 Duties for companies
🔜 Duties for companies
🔜 Risks for companies
🔜 Risks for companies
🔜 What implementation methods are there?
🔜 Execution paths
🔜 What is the supply order? Do I need that?
🔜 The supply order
Company pension schemes in practice
🔜 So you offer a company pension plan
🔜 So you offer a company pension plan
🔜 How much employer subsidy should I pay?
🔜 How much employer contribution?
🔜 What costs are incurred by the company pension scheme (bAV)?
🔜 What are the costs of the occupational pension scheme (bAV)?
🔜 Manage company pension scheme: When do I need to inform whom?
🔜 Manage company pension schemes in practice
🔜 Documenting legally secure
🔜 Legally document
🔜 Should I take over existing contracts?
🔜 Take over old contracts?
bAV für Gesellschafter und Geschäftsführer
bAV für Gesellschafter & Geschäftsführer
🏁 This is how easy it is to do occupational pension with DYNO
🏁 This is how easy it is to do occupational pension with DYNO
![](https://framerusercontent.com/images/88r6S7vvHcAiHrLM9jSE2ejp4.png)
![](https://framerusercontent.com/images/88r6S7vvHcAiHrLM9jSE2ejp4.png)
![](https://framerusercontent.com/images/88r6S7vvHcAiHrLM9jSE2ejp4.png)
More contributions to company pension scheme (bAV)
Degura vs. DYNO - Ein Vergleich der beiden Anbieter
Degura vs. DYNO - Ein Vergleich der beiden Anbieter
Ein kritischer Blick auf die Nachteile der betrieblichen Altersvorsorge
Ein kritischer Blick auf die Nachteile der betrieblichen Altersvorsorge
Zuschüsse der Arbeitgeberin zur betrieblichen Altersvorsorge: Ein Anreiz, der zählt
Zuschüsse der Arbeitgeberin zur betrieblichen Altersvorsorge: Ein Anreiz, der zählt
Die Integration der betrieblichen Altersvorsorge (bAV) in die Gesamtvergütungsstrategie: Mitarbeiterbindung und Wettbewerbsvorteile
Die Integration der betrieblichen Altersvorsorge (bAV) in die Gesamtvergütungsstrategie: Mitarbeiterbindung und Wettbewerbsvorteile
Arbeitgeberwechsel - das solltest du im Hinblick auf deine bAV beachten
Arbeitgeberwechsel - das solltest du im Hinblick auf deine bAV beachten
Brutto vs Netto - Ein Blick hinter die Kulissen
Brutto vs Netto - Ein Blick hinter die Kulissen
Die Digitalisierung deiner bAV: Volle Übersicht, kein Papierkram
Die Digitalisierung deiner bAV: Volle Übersicht, kein Papierkram
Betriebliche Altersvorsorge mit ETF: Dein Leitfaden für eine sichere Zukunft
Betriebliche Altersvorsorge mit ETF: Dein Leitfaden für eine sichere Zukunft
Staatlich geförderte Altersvorsorge: Wie du dich jetzt absichern kannst!
Staatlich geförderte Altersvorsorge: Wie du dich jetzt absichern kannst!
Warum deine Altersvorsorge nicht warten kann: die Bedeutung von frühzeitiger Planung
Warum deine Altersvorsorge nicht warten kann: die Bedeutung von frühzeitiger Planung
Betriebliche Altersvorsorge – Wann ist sie sinnvoll?
Betriebliche Altersvorsorge – Wann ist sie sinnvoll?
Entdecke die verborgenen Kosten deiner betrieblichen Altersvorsorge
Entdecke die verborgenen Kosten deiner betrieblichen Altersvorsorge