Set up your pension plan yourself and invest tax-free.
Set up your pension plan yourself and invest tax-free.
Set up your pension plan yourself and invest tax-free.
You don't need a broker to prepare for retirement. Get started right away or book a quick 10-minute consultation and secure your commission-free retirement plan with tax benefits – digital, commission-free, and personalized.
You don't need a broker to prepare for retirement. Get started right away or book a quick 10-minute consultation and secure your commission-free retirement plan with tax benefits – digital, commission-free, and personalized.
Set up your pension plan yourself and invest tax-free.
You don't need a broker to prepare for retirement. Get started right away or book a quick 10-minute consultation and secure your commission-free retirement plan with tax benefits – digital, commission-free, and personalized.
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Start your retirement plan directly – no middleman required.
Start your retirement plan directly – no middleman required.
Start your retirement plan directly – no middleman required.
Start your retirement plan directly – no middleman required.
Tax and social security free
You invest directly from your gross salary. You receive a 15% contribution from your employer and can even invest in government-subsidized ETFs. We’ll take a look together at exactly how this benefits you.
You invest directly from your gross salary. You receive a 15% contribution from your employer and can even invest in government-subsidized ETFs. We’ll take a look together at exactly how this benefits you.
You invest directly from your gross salary. You receive a 15% contribution from your employer and can even invest in government-subsidized ETFs. We’ll take a look together at exactly how this benefits you.
Easy to take with you
Easy to take with you
If you change jobs, your pension plan stays with you. You can continue it flexibly or adapt it to new conditions – independently of your employer.
If you change jobs, your pension plan stays with you. You can continue it flexibly or adapt it to new conditions – independently of your employer.
If you change jobs, your pension plan stays with you. You can continue it flexibly or adapt it to new conditions – independently of your employer.
No commission costs
No commission costs
With DYNO, you pay just €4.90 per month – and avoid high, non-transparent upfront commissions. That means more capital stays with you, which generates greater returns over time thanks to the power of compound interest.
With DYNO, you pay just €4.90 per month – and avoid high, non-transparent upfront commissions. That means more capital stays with you, which generates greater returns over time thanks to the power of compound interest.
With DYNO, you pay just €4.90 per month – and avoid high, non-transparent upfront commissions. That means more capital stays with you, which generates greater returns over time thanks to the power of compound interest.
Over 10,000 employees from more than 100 industries invest in government-subsidized ETFs with DYNO.
Over 10,000 employees from more than 100 industries invest in government-subsidized ETFs with DYNO.
Over 10,000 employees from more than 100 industries invest in government-subsidized ETFs with DYNO.
Over 10,000 employees from more than 100 industries invest in government-subsidized ETFs with DYNO.
Here you’ll find real first-hand experiences and learn how you too can benefit from government-subsidized ETFs.
Here you’ll find real first-hand experiences and learn how you too can benefit from government-subsidized ETFs.
Since I’m personally very interested in passive income, ETF savings plans, and the power of compound interest, I was excited to find a system that actually lets me benefit from all of that. The onboarding process was completely smooth — integrating it into my company and onboarding my team was super easy. I'm really happy with the team and the software. It makes the whole topic simple and understandable for my employees, my back office, and myself.
⭐⭐⭐⭐⭐
Christian, CEO at Pharca GmbH
The modern platform gives employees full transparency over their occupational pension – no paper policies, minimal effort for the people team, higher pensions, and zero commissions.
⭐⭐⭐⭐⭐
Anne, Manager at torq.partners GmbH
These guys relentlessly expose the tactics of traditional “financial advisors” and show a better alternative — fully digital and easy to understand!
⭐⭐⭐⭐⭐
Julius, Autohaus Weller GmbH & Co. KG
Transparent, simple, and beneficial implementation of an occupational pension plan for our employees. DYNO has the advantage of eliminating the high commission fees typically found in traditional bAV setups — while delivering a fully digital experience.
⭐⭐⭐⭐
Julius, CEO at digetiers GmbH
These guys relentlessly expose the tactics of traditional “financial advisors” and show a better alternative — fully digital and easy to understand!
⭐⭐⭐⭐⭐
Julius, Autohaus Weller GmbH & Co. KG
In just 3 steps to your pension plan
In just 3 steps to your pension plan
In just 3 steps to your pension plan
In just 3 steps to your pension plan
1) Book a call
1) Book a call
1) Book a call
Free, quick, and easy to schedule in just a few clicks.
Free, quick, and easy to schedule in just a few clicks.
Free, quick, and easy to schedule in just a few clicks.
2) Get advice
2) Get advice
2) Get advice
A short 10-minute assessment to see if a pension plan fits your situation.
A short 10-minute assessment to see if a pension plan fits your situation.
A short 10-minute assessment to see if a pension plan fits your situation.
3) Get started
3) Get started
3) Get started
Get access to your dashboard and launch your digital pension plan.
Get access to your dashboard and launch your digital pension plan.
Get access to your dashboard and launch your digital pension plan.
Full transparency instead of hidden costs.
Full transparency instead of hidden costs.
Full transparency instead of hidden costs.
Full transparency instead of hidden costs.
With DYNO, you pay only €4.90 per month – regardless of how much you invest. No upfront commissions, no distribution fees, no surprises. That means more capital for you and your retirement – with a noticeable compound interest effect.
Register now!
Register now!
Register now!
Register now!
Get your ideal pension plan in just a few clicks
Mit wenigen Klicks zur
optimalen bAV
Free consultation available
Free consultation available
DYNO handles communication
with your employer
DYNO handles communication
with your employer
Valid questions
Valid questions
Valid questions
Valid questions
How is my money invested?
I already save privately. Is an occupational pension still worth it?
How do the government and my employer support me?
My life situation might change – is the occupational pension flexible?
Is it still worth it for me if I'm over 50?
What happens if I change jobs – does DYNO come with me?
What if I already have a contract but want to switch to you?
Will I incur any additional costs?
Who pays for the occupational pension?
When will I receive the benefits from my occupational pension?
Can I lose the money I’ve paid in?
This offer sounds too good to be true. What’s the catch?
Is DYNO a trustworthy provider?
Why do you completely waive commissions?
How is my money invested?
I already save privately. Is an occupational pension still worth it?
How do the government and my employer support me?
My life situation might change – is the occupational pension flexible?
Is it still worth it for me if I'm over 50?
What happens if I change jobs – does DYNO come with me?
What if I already have a contract but want to switch to you?
Will I incur any additional costs?
Who pays for the occupational pension?
When will I receive the benefits from my occupational pension?
Can I lose the money I’ve paid in?
This offer sounds too good to be true. What’s the catch?
Is DYNO a trustworthy provider?
Why do you completely waive commissions?
How is my money invested?
I already save privately. Is an occupational pension still worth it?
How do the government and my employer support me?
My life situation might change – is the occupational pension flexible?
Is it still worth it for me if I'm over 50?
What happens if I change jobs – does DYNO come with me?
What if I already have a contract but want to switch to you?
Will I incur any additional costs?
Who pays for the occupational pension?
When will I receive the benefits from my occupational pension?
Can I lose the money I’ve paid in?
This offer sounds too good to be true. What’s the catch?
Is DYNO a trustworthy provider?
Why do you completely waive commissions?
How is my money invested?
I already save privately. Is an occupational pension still worth it?
How do the government and my employer support me?
My life situation might change – is the occupational pension flexible?
Is it still worth it for me if I'm over 50?
What happens if I change jobs – does DYNO come with me?
What if I already have a contract but want to switch to you?
Will I incur any additional costs?
Who pays for the occupational pension?
When will I receive the benefits from my occupational pension?
Can I lose the money I’ve paid in?
This offer sounds too good to be true. What’s the catch?
Is DYNO a trustworthy provider?
Why do you completely waive commissions?
DYNO bietet Unternehmen eine moderne bAV-Lösung – provisionsfrei, transparent und staatlich gefördert. So kommt jeder Euro bei den Mitarbeitenden an.
Copyright © 2025 DYNO GmbH. All Rights Reserved
DYNO bietet Unternehmen eine moderne bAV-Lösung – provisionsfrei, transparent und staatlich gefördert. So kommt jeder Euro bei den Mitarbeitenden an.
Copyright © 2025 DYNO GmbH. All Rights Reserved
DYNO bietet Unternehmen eine moderne bAV-Lösung – provisionsfrei, transparent und staatlich gefördert. So kommt jeder Euro bei den Mitarbeitenden an.
Copyright © 2025 DYNO GmbH. All Rights Reserved
DYNO macht es Unternehmen leicht, ihren Mitarbeitern die Altersversorgung zu bieten,
die sie verdienen.
Copyright © 2025 DYNO GmbH. All Rights Reserved